Medicare Annual Enrollment Period has arrived!! (Oct. 15th — Dec. 7th)
Meanwhile, learn about dozens of programs in our region
designed to help you save money in a variety of areas.
For information or questions call Dale Haddix ☎️ 219-613-1079
Atlas Travel
International travel can represent financial risk. The benefits of many standard medical insurance policies do not apply beyond the borders of your home country. An Atlas medical insurance plan can be the difference between a trip ruined by unexpected illness or injury, versus a trip with access to quality care and financial help if the unexpected strikes. LEARN MORE
GeoBlue
Travel medical U.S. residents traveling outside of the U.S. – it will cover new illness as well as new injuries, evac/repat and pre-existing conditions as well
TME Travel Insurance
TME Travel Insurance provides a suite of insurance options for all styles of travel. There are NO infections disease exclusions – meaning that COVID-19 is covered as any other ilness. Plans cover both domestinc and international travel.
Ripcord – Rescue Travel Protection
Ripcord provides the best travel protection program and experience for adventurers traveling to remote destinations by combining elite rescue and evacuation services with tailored travel insurance benefits.
KEY BENEFITS INCLUDE:
• Integrated one-stop program combining elite services with travel insurance* tailored to adventurers
• Medical evacuation to home hospital of choice when hospitalized
• Rescue and search services
• Robust trip cancellation/interruption benefits tailored to adventures including coverage for lost critical sporting goods,
with no altitude restrictions, and adventure sports
• Primary medical expense coverage
• 24/7 travel services with access to elite customer service, paramedics, nurses, former military veterans and
travel specialists
• Available Cancel for Any Reason Upgrade (CFAR increases cost by 50% and will return up to 75% of trip cost)
Best One Dental
Here’s 7 reasons why it’s THE Best!
- NO Waiting Periods!
- NO Deductibles!
- NO Claim Forms!
- Only a $25 Co-Pay per Visit!
- HUGE PPO – over 300,000 providers!
- Up to $5,000.00 Per Person/Per Calendar Year!
- LOW (and we mean low) Rates Guaranteed for 12 months!
Pivot Short Term Health
Short term medical up to 12 months, no pre-ex, any hospital or doctor, pays on Medicare fee schedule
Ameritas
Examine all of the great Ameritas products, especially dental and vision! Contact me for more information about the advantages of offering dental, vision, LASIK and/or hearing insurance. These affordable benefits can enhance your benefits package, and help keep your employees happy.
Call Dale for further info, rates and application (219) 613-1079
Medicare Deductibles and Premiums 2024
Part A Deductible: $1632
Part B Deductible: $240
Co-payment for hospital stay days 61-90 : $408/day
Co-payment for hospital stay days 91 and beyond : $816/day
Skilled Nursing Facility co-payments days 21-100 : $204/day
Part B Monthly Premium: $174.70 (File Ind. Tax return $103,000. or below)
(File joint tax return $206,000. or less)
Part B Monthly Premium: $244.60 (File Ind. Tax return $103,000. – $129,000)
(File joint tax return $206,000. – $258,000.)
Part B Monthly Premium: $349.40 (File Ind. Tax return $129,000. – $161,000.)
(File joint tax return $258,000. – $322,000.)
Part B Monthly Premium: $454.20 (File Ind. Tax return $161,000. – $193,000.)
(File joint tax return $322,000. – $386,000.)
Part B Monthly Premium: $559.00 (File Ind. Tax return $193,000. – $500,000)
(File joint tax return $386,000. – $750,000.)
Part B Monthly Premium: $594.00 (File Ind. Tax returns above $500,000.)
(File joint tax return above $750,000.)
Part B Monthly Premiums
Beneficiaries who are married but file a separate tax return from their spouse.
$103,000. or below: $174.70
$103,000. – $397,000: $559.00
Above $397,000: $594.00
Part D
PDP Deductible : $545.
PDP Initial Coverage Limit: $5,030.
PDP Out of Pocket Threshold: $8,000.
PDP Catastrophic Coverage Benefit: Your cost is 0%
Reviews
I recommend Dale Haddix very highly as an agent. He keeps up on the latest changes, but most importantly, he cares about all of his clients and works hard to keep them fully protected and safe. He always operates his business with integrity and kindness. He lives his life to benefit others, as a Christian.
Dale is an old friend. We met years ago while I was teaching, he was a substitute teacher. He was the best! Both my sister and I are now retired and living together in the home we grew up in. Dale is now our insurance agent. He takes very good care of us. He has us set up with policies that offer hearing aids for my sister, dental and vision, and ambulance. He helped us file for our benefits and unsnarled some misunderstandings with the company and hospital. I don’t post many of these, but Dale is well worth your looking into to be your agent.
I’ve known and worked with Dale Haddix on a number of projects and have always found him to be reliable, honest, true to his word and he’s just a great guy to have at your side when facing challenges that are known or unknown. He knows how to put together a presentation and get the job done so that no one leaves the room disappointed.
Dale’s knowledge of insurance has been invaluable to me over the years. He found the best savings for me. Dale is my insurance guru.
My insurance representative, Dale Haddix, has always worked promptly and effectively to obtain the best plans suited to meet my particular needs. I highly recommend Dale for all your insurance needs.